Commercial Banker – Account Officers in a Licensed Commercial Bank

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Myrtle Management Consultants Limited – Our client, a licensed commercial bank in Nigeria, is recruiting suitable candidates to fill the position below:

Job Title: Commercial Banker – Account Officer

Location:  Lagos
Employment Type: Full-time

Job Summary

  • They seek to hire  Commercial Bankers and Account Officers who will be responsible for Business Development/Relationship Portfolio Management.
  • The purpose is to build and manage rapport with corporate clients so as to ensure optimum customer acquisition, retention, and income generation from sales of all appropriate Assests , Liability, and Cash Management products of the bank.
  • Provide ‘Best in Class’ Relationship Management with Corporates – ‘Strengthening bank’s brand in the corporate arena.To generate Revenue Pools for the bank through Corporate sales, leading to fee-based income & CASA – ‘contribution to the bottom line and ensuring delivery of industry-leading customer service, premier onboarding experience, and advisory service to new and existing Corporate Customers.

Job Description
Relationship Management and Finacial Advisory:

  • To manage the development of prudently priced assets, cost-effective long-term liability with reputable companies and organizations in order to ensure Bank’s maximum profitability.
  • To identify and develop a target pipeline and aggressively market for new profitable status customers from the identified target sectors.
  • Manage key customer relationships through regular contacts and visits by ensuring the effective call program is maintained on all assigned and prospect customers.
  • Maintain high professional standards and strive to provide quality services and competitive pricing to clients.
  • Cultivate good rapport with corporate clients and ensure, the bank becomes the choice for their Investment and banking.
  • Continuously identify and exploit cross-selling opportunities that embed the bank and its products with customer needs.
  • Establish quality profit-earning customer relationships within the target market
  • Ensure compliance to Know Your Customer (KYC) and Anti Money laundering (AML) requirements in all dealings with existing and potential customers.
  • Mentoring junior members of the team.

Risk Management & Operational Control:

  • Maintain a high standard of operational control including adherence to Risk Management and Compliance guidelines.
  • Keeping updated with Exim’s guidelines for its internal policies and procedures to mitigate financial loss and fraud within the bank.
  • Gathering information that is needed to prepare and assess credit applications in order to manage customer expectations.
  • Identifying areas of improvement with internal processes in place.
  • Report to Management/ Board the status of Business leads, customer complaints, pending issues in respect of the clients.

Interaction with Others:

  • Internal: Internal departments, branches, and subsidiaries.
  • External: Customers, industry professionals.

Qualifications

  • Bachelor’s Degree in any related field of study.
  • 3+ experience in Corporate Banking  (Entry Level , ABO level and above).
  • Good people management skills.
  • Good written and spoken skills in English and any other Nigerian Language.
  • Strong credit analysis, documentation, and relationship management skills
  • Ability to assess customer needs and develop products that suit their needs
  • Experience in structured trade finance, syndication, and project financing will be an added advantage.
  • Possess in-depth understanding and knowledge of Corporate Banking Products.
  • Proven sales experience in a client relationship role within corporate banking.
  • Ability to work to deadlines with proven time management skills.
  • Willingness to travel.

Remuneration
Remuneration is competitive along with other benefits

Deadline: 30th May, 2022.

Method of Application
Intereted and qualified candiates should:
Click here to apply online

Note

  • Interviews are on a rolling basis to this date.
  • Only shortlisted candidates will be contacted.
  • Further assessments will be required.